With everything from daily operations, to resident care, to Medicaid budgets and Medicare star ratings, healthcare administrators have a lot on their plates. Alleviate your long-term debt financing concerns with a HUD-insured loan.


FHA 232/223(f) is an attractive long-term debt financing option for many long-term care facilities. The program allows you to acquire or refinance licensed healthcare properties, including skilled nursing, assisted living, memory care, intermediate care, and board and care facilities. Additionally, independent living units are also permitted if they make up less than 25% of the overall facility. Whether you are looking to refinance your current loan or acquire a healthcare facility, a FHA 232/223(f) loan can meet all of your long-term financing needs. In both instances, you would receive all of the benefits of selecting a HUD-insured loan, including:

  • A non-recourse, assumable loan
  • A low, fixed interest rate
  • A maximum term of 35 years


Most importantly, the long-term debt obtained from a 232/223(f) could mean better care for your residents. The low interest rate can assist in generating extra cash flow to further your mission and improve your residents’ care. At Love Funding, we recognize the importance of your facilities and the value they bring to your communities and we are here to guide you through the financing process from start to finish.

“We’re a family-owned business and are dedicated to taking care of our residents at Magnolia Gardens and at all our facilities 24 hours a day, 7 days a week. Over the years, we’ve worked with [Love Funding], also a family-owned and operated business, and they have consistently shown a level of dedication few can match.  We’ll definitely be back for our next loan.”


Love Funding is a leading FHA lender with a robust team of experts including originators, underwriters, processors, asset managers and more, who all work together to help you achieve your financing goals. From application through closing, to monitoring and servicing, the Love Funding team is there to guide you every step of the way. We appreciate and value the services you provide to your residents and communities. To allow you to focus on caring for your residents and running your facilities, we make customer service our top-priority throughout the loan process. To learn more about FHA financing, contact one of our loan originators.


Steven Hunt

Senior Director